18 Amazing Money Saving Charts To Save BIG Every Year (2024)

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This is the year YOU are going to take complete control of your hard-earned money!

It’s time to reduce your stress, destroyyour debt, and start saving for your future.

There are money-saving challenges, money-saving tips, and more to get you started- you can even check out budgeting templates if you want to start budgeting your money.

Now let’s check out the top money saving charts to save money!

Table of Contents

Quick Picks

Here is a quick list of my favorite money-saving charts and habits that can keep more money in your wallet:

  • Save Almost $2K Per Year – 52-Week Challenge
  • Spend Less Overall – Frugal Living Hacks

17 Amazing Money Saving Charts To Save BIG Every Year

1. 52-Week Money Saving Challenge

18 Amazing Money Saving Charts To Save BIG Every Year (1)

From The Savvy Mama

One of the most important aspects of getting your finances in order this year is funding your emergency fund.

An emergency fund helps you to live a little more stress-free, knowing you have a backup plan when a car repair, funeral, or surgery shows up in your life.

If you want to bulk up your savings or start an emergency fund, you can start by saving a bit of money every week with a 52-week money challenge.

52-week money savings charts are easy- start at $1 the first week and increase how much you save by $1 every week.

So $1 for week 1, $2 for week 2, $3 on 3, and so on. By the end, you’ll save up to $1,378 for an emergency fund.

This chart also works as a savings tracker, where you can check off when you’ve set money aside in your savings.

2. Live A More Frugal and Meaningful Life With Our Own Tips

18 Amazing Money Saving Charts To Save BIG Every Year (2)

Found on The Savvy Couple

Frugal people are notorious for always finding the best value in every purchase and decision they make.

One of the simplest ways to save more money is to live a more frugal lifestyle.

These frugal living habits are great and can help keep more money in the bank.

3. 26-Week Money Savings Charts

18 Amazing Money Saving Charts To Save BIG Every Year (3)

Found on BankAtFirst

Want to save up money a little faster this year? Well, instead of saving $1,378 in 52 weeks, you could get around $1K saved in half the time using this method.

In 6 months (26 weeks), you can save $1,053 if you work in 3s.

Save $3 at first, and add $3 to your total every work- or take the week you’re on a multiply it by 3 (so week 6 would be 6*3 = 18).

4. Start Saving $400+ Per Month Using These 98 Tips

18 Amazing Money Saving Charts To Save BIG Every Year (4)

Found on The Budget Diet

Wow, are you ready to make a big deposit in your emergency fund or savings account?

Let’s start this off right with an AMAZING money-saving chart that will help you save $400 per month.

Can you imagine what you could do with an extra $400 a month? The best part is these tips are very doable and easy to follow.

You can also create your own savings tracker to see how much you’re saving and if you’re hitting your goals.

I like the Mason jar savings tracker I saw on Pinterest– where the full jar would be $400, and you could do tick marks at $25.

Every bit you save, you fill in the savings tracker up to the money line.

5. Create Your Own DIY Budget Money-Saving Chart

18 Amazing Money Saving Charts To Save BIG Every Year (5)Found onFiscal Fitness

There are many money savings charts that can help you budget, but having one tailored to your needs is important to save extra cash.

Creating a budget can seem difficult and time-consuming. Well, this how-to-budget money-saving chart is here to help.

A super simple and effective way to create your own DIY budget template. Learn why having a budget is so important here.

6. Save Extra Money By Using A Fixed Income Budget

18 Amazing Money Saving Charts To Save BIG Every Year (6)

Found on Mint

Sticking with the budget theme, this chart is a great savings plan that visually shows you where your money should be going.

Mint is an incredible tool to use to start budgeting online and taking control of your finances. This is as simple as it gets!

7. Save A Ton Of Money Making Timely Purchases

18 Amazing Money Saving Charts To Save BIG Every Year (7)

Found on The Happy House Wife

There are a few money savings charts that tell you when to buy certain items.

This chart even breaks it down by day, something I have never seen before!

This can help you save on purchases you need to make, meaning you’re less likely to dip into that emergency fund.

8. Understand Where All Your Money Is Going

18 Amazing Money Saving Charts To Save BIG Every Year (8)

Found on Money Choice

Everyone makes money mistakes, including us!

It’s important to understand where your money is going and how you can improve your spending habits.

The only way to reach your financial goals is to control your money.

Save your health and your savings account by cutting out things you don’t need and saving on shopping.

9. Learn Super Rich Frugal Habits

18 Amazing Money Saving Charts To Save BIG Every Year (9)

Found on Buddy Loans

This money-saving chart is AMAZING at showing off some of the wealthiest leaders in the world and how they handle money.

We are a HUGE fan of Warren Buffett. One of the wealthiest men in the world and you would never know it. #Savvy

10. Change Your Mindset About Money

18 Amazing Money Saving Charts To Save BIG Every Year (10)

Found on Mind Valley

Sometimes money problems don’t just start with an empty savings account.

Many people think negatively about money or are absent-minded about it- like if it’s cash, it doesn’t count as “buying.”

For your own sanity, let’s change how you think about money and get into a positive money mindset.

Turn your negative thoughts into positive, motivating thoughts, and watch your financial life come together.

11. The New Grads Guide To Money Management

18 Amazing Money Saving Charts To Save BIG Every Year (11)

Found on Online College

The first few years after college are critical in setting yourself up for financial success.

It’s time to consider the cost of living and opportunity costs, create a budget, and start making goals for your future.

12. Start Saving Money With These Electric Usage Hacks

18 Amazing Money Saving Charts To Save BIG Every Year (12)

Found on Life Hack

Did you know that the electronic devices you leave plugged in are still drawing power and costing you money?

This power draw is called phantom energy. Be conscious of some of the electronics you keep plugged in and consider unplugging them to save money.

13. Learn How To Lower Your Energy Bill The Easy Way

18 Amazing Money Saving Charts To Save BIG Every Year (13)

Found on Home Depot

Basic living expenses add up, and the biggest cost of owning a home is the utilities. We live in upstate New York, and the winters are killer on our gas and electric bills.

Some simple energy-saving hacks can help you save up to $250 per year. And don’t forget to use your Home Depot coupons when making home improvements!

14. Stop Throwing Away Your Stained Clothes

18 Amazing Money Saving Charts To Save BIG Every Year (14)

Found on Buzz Feed

This chart made me think of all the times growing up when I spilled spaghetti sauce on a white shirt, the worst!

Before you throw out your stained clothing, take some time and try to get the stain out. 99% of the time, it’s possible.

15. Start Saving Money By Freezing Your Produce

18 Amazing Money Saving Charts To Save BIG Every Year (15)

Found on Raining Hot Coupons

We recently started using our freezer WAY more in our day-to-day life.

When you know you are not going to use some of your groceries before they go bad, freeze them. Food waste is a great place to improve on and start saving money.

16. Start Storing Your Groceries The Right Way To Save Money

18 Amazing Money Saving Charts To Save BIG Every Year (16)

Found on Tasty

From fruits, vegetables, proteins, breads, and more learn exactly where you should be storing them to give them the longest lifespan.

Getting the most out of your food budget is a great way to save money on a monthly basis.

17. Traveling On A Budget Money Saving Chart

18 Amazing Money Saving Charts To Save BIG Every Year (17)

Found on Tripomatic

Are you a big-time traveler?

This chart is great for seeing the most cost-effective ways to travel and stay at different locations. Looks like Goa for the win!

18. Start Traveling Cheap With These Awesome Tips

18 Amazing Money Saving Charts To Save BIG Every Year (18)

Found on Net Credit

Want to travel for cheaper wherever you go?

This money saving chart even goes into car maintenance to make sure your vehicle is running the most fuel-efficient.

Final Thoughts

If your goal is to save more money and control your finances this year, these money-saving charts will certainly help.

You can save extra cash in traditional ways, plus develop better spending habits that keep more money in your wallet.

You can be on your way to financial freedom just by tweaking your lifestyle and tucking away money when you can.

Take control of your life and start living the stress-free life you have always dreamed of. Start today and follow through, this is your year!

18 Amazing Money Saving Charts To Save BIG Every Year (2024)


What is the 50 20 30 savings rule of thumb group of answer choices? ›

The idea is to divide your income into three categories, spending 50% on needs, 30% on wants, and 20% on savings. Learn more about the 50/30/20 budget rule and if it's right for you.

What is the 21 day challenge for saving money? ›

That is what this challenge is all about: taking 21 days to make some drastic, but realistic, changes in order to save at least $500 each month. If you are anything like I was, you probably have more bills and payments due each month than you have money coming in.

How to save $10,000 each year? ›

6 steps to saving $10,000 in a year
  1. Evaluate your income and monthly expenses. Before you can get started, you need to know your baseline. ...
  2. Make a budget. You've got all the information you need. ...
  3. Identify where to cut back. ...
  4. Step up your income. ...
  5. Decide where to put the money. ...
  6. Automate your savings.
Mar 13, 2024

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals.

What is the 25x savings rule? ›

The 25x rule entails saving 25 times an investor's planned annual expenses for retirement. Originating from the 4% rule, the 25x rule simplifies retirement planning by focusing on portfolio size.

What is the 20 rule for money? ›

Our 50/30/20 calculator divides your take-home income into suggested spending in three categories: 50% of net pay for needs, 30% for wants and 20% for savings and debt repayment. Find out how this budgeting approach applies to your money.

What is the $20 challenge? ›

All you have to do is save $20 each week for a year, and then you'll easily have $1,040. If you start this now and do it just until the holidays, you will have a nice chunk of change as well! And, it'll make saving money just a little more enjoyable. Yes, saving money can be fun!

What is the 100 envelope savings challenge? ›

It works like this: Gather 100 envelopes and number them from 1 to 100. Each day, fill up one envelope with the amount of cash corresponding to the number on the envelope. You can fill up the envelopes in order or pick them at random. After you've filled up all the envelopes, you'll have a total savings of $5,050.

What is the $50 challenge? ›

Save $50 a week with this 52 Week Savings challenge will help you to meet all of your savings goals. Each week you tick of each amount in order to save the full 2600 in the amount of weeks in a year. Saving can be hard but with this you can make it a fun challenge. Safe enough a week to add to the savings pot.

What happens if you save $100 dollars a month for 10 years? ›

How $100 a month can help make you wealthy
If you invest $100 a month for this many years......this is how much you'll end up with.
2 more rows
Oct 1, 2023

How to save 10 grand in 6 months? ›

How I Saved $10,000 in Six Months
  1. Set goals & practice visualization. ...
  2. Have an abundance mindset. ...
  3. Stop lying to yourself & making excuses. ...
  4. Cut out the excess. ...
  5. Make automatic deposits. ...
  6. Use Mint. ...
  7. Invest in long-term happiness. ...
  8. Use extra money as extra savings, not extra spending.

How to save 10 grand in a year? ›

6 steps to save $10,000 in a year
  1. Evaluate income and expenses. To make room for saving, you'll need a meticulous budget that outlines all your sources of income and all your expenditures. ...
  2. Make an actionable savings plan. ...
  3. Cut unnecessary expenses. ...
  4. Increase your income. ...
  5. Avoid new debt. ...
  6. Invest wisely.
Apr 2, 2024

How to budget $4,000 a month? ›

making $4,000 a month using the 75 10 15 method. 75% goes towards your needs, so use $3,000 towards housing bills, transport, and groceries. 10% goes towards want. So $400 to spend on dining out, entertainment, and hobbies.

Which strategy will help you save the most money? ›

The 5 Most Effective Strategies To Save Money For The Future
  • Set Your Goals Early On. Setting a financial goal early on will boost you to stick to your savings plan. ...
  • Understand Your Cash Flows. ...
  • Open a Savings Account. ...
  • Rethink Debit Cards. ...
  • Monitoring Your Spending. ...
  • Revise Your Emergency Fund.

Is 4000 a good savings? ›

Are you approaching 30? How much money do you have saved? According to CNN Money, someone between the ages of 25 and 30, who makes around $40,000 a year, should have at least $4,000 saved.

What is the 50 20 30 savings rule of thumb quizlet? ›

A popular savings rule of thumb in which 50% of your income goes towards necessities (groceries, rent, utilities), 20% goes towards savings, debt, and investments, and 30% goes towards flexible spending.

What is the 50 30 20 rule reddit? ›

The 50/30/20 rule recommends putting 50% of your income toward needs, 30% toward wants, and 20% toward savings.

What is the 50 25 25 rule in saving? ›

The 50/25/25 saving rule is an incredibly useful guideline to help manage your finances and ensure that you're putting away enough money each month. This rule suggests that you allocate half of your income to essential expenses, a quarter to discretionary spending, and another quarter to savings.

What is the 50 15 5 rule of thumb for saving and spending? ›

50 - Consider allocating no more than 50 percent of take-home pay to essential expenses. 15 - Try to save 15 percent of pretax income (including employer contributions) for retirement. 5 - Save for the unexpected by keeping 5 percent of take-home pay in short-term savings for unplanned expenses.

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